Identity Theft

There are risks as well as benefits to using a mobile device such as a smartphone or a tablet to access bank or credit card account information or to make purchases or payments. This article describes some of these pros and cons and concludes with a series of tips intended to help Arizona consumers practice safe and secure mobile banking.

A marketing company has acquired and is using two toll free numbers which are VERY SIMILAR to Veterans Benefits Administration toll free numbers.  The marketer is trying to get callers to sign up to receive a Wal-Mart gift card, and is asking for PII, to include credit card information.  When asked if they are the VA, they reply vaguely, and explain that the VA is very busy and the call was directed to them. 

Identity Theft is a criminal act where another individual has used your name in order to:

  • Make Purchases
  • Use Credit Cards
  • Rent an Apartment
  • Obtain Medical Services
  • Re-route your Tax Refund
  • Impersonate you during contact with law enforcement
  • Obtain utilities without your consent.

Even if you resolve matters regarding fraudulent credit card purchases with your bank, you may still receive letters and phone calls from debt collectors for items you did not purchase.

In addition, you may also receive negative entries on your credit report- resulting in increased interest rates and difficulties receiving credit.

If you have been a victim of Identity Theft, the Federal Trade Commission has created a helpful handbook called Taking Charge, that explains what to do if your identity is stolen.

This website has been prepared for general information purposes only. The information on this website is not legal advice. Legal advice is dependent upon the specific circumstances of each situation. Also, the law may vary from state-to-state or county-to-county, so that some information in this website may not be correct for your situation. Finally, the information contained on this website is not guaranteed to be up to date. Therefore, the information contained in this website cannot replace the advice of competent legal counsel licensed in your jurisdiction.

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